Nestled in the tranquil St. Andrews Beach Estate, this beautifully designed split-level home offers the perfect blend of comfort and modern elegance. Boasting four spacious bedrooms and three and a half bathrooms, the layout is ideal for families or entertaining guests. The primary suite is a true retreat, featuring a luxurious Jacuzzi tub, customized walk-in shower, and thoughtfully placed recessed lighting that adds warmth and sophistication. High-end hurricane impact windows ensure peace of mind while welcoming natural light throughout the home. Whether you're lounging in the open concept living space or enjoying the privacy of the upper and lower levels, this property delivers both function and flair in a coveted coastal setting. This property also features a self-contained efficiency unit, ideal for rental income, a private guest suite, or a comfortable home office. Complete with its own entrance and amenities, it offers exceptional flexibility, adding value and functionality without compromising your privacy.